Car accidents can be extremely traumatic and damaging. After being injured you will certainly have to deal with many doctors’ appointments, medical scans, and hospital stays, among many other costly visits to medical specialists. While dealing with an injury, the piling up of medical bills is the last thing you want to be focused on. Before you let stress and confusion get the better of you, make sure you know what to do with your medical expenses after an accident.
Medical Expenses
If you had to receive immediate care, you likely had an emergency room visit after your accident. In many of these situations, a ride in an ambulance or helicopter evacuation becomes necessary or unavoidable. These services are not free, and only become another cost, bill and concern of yours. Compound this with follow up appointments, prescriptions, physical therapy and other therapies, the medical expenses rapidly add up quick. Even if your injuries were caused by another individuals’ negligence and carelessness, although you should not have to pay out of pocket, it can take a while for compensation to kick in.
Car Accident Lawsuits
When you are injured due to another person’s carelessness or negligence, you can file a lawsuit against the guilty party in order to seek compensation. Seeking compensation offers the opportunity to cover the loss of wages, medical bills, pain and suffering, and other damages. However, seeking and being awarded compensation can take a long time.
Your auto insurance’s no-fault policy will cover payments of some treatment costs. However, whatever is left over between the two will fall on your shoulders until you can seek compensation from the guilty party.